Legal Disclaimer

Please read the following terms and conditions carefully. Use of this website is conditioned upon, and signifies your agreement to, the following terms and conditions listed here and throughout this website. LBT WEALTH MANAGEMENT, LLC may amend these terms and conditions. Each use of this site reaffirms your acceptance of the terms and conditions contained within this website at that time of use.

Terms of Use
While we have tried to present timely and accurate information, and have relied on sources we believe to be reliable, technical and factual inaccuracies may occur. LBT WEALTH MANAGEMENT, LLC does not warrant the accuracy and completeness, either expressly or implied, of the materials presented on this website. Due to the possibility of human, mechanical and electronic errors, as well as many other factors, LBT WEALTH MANAGEMENT, LLC is not responsible for any errors and omissions in information contained within this site, and the information, products and services available on or through it, are provided “as is,” without warranty of any kind, either express or implied, including without limitation: (a) any warranties concerning availability, accuracy or content; and (b) any warranties of title or warranties of merchantability or fitness for a particular purpose.  Neither LBT WEALTH MANAGEMENT, LLC., nor its affiliates, directors, officers, shareholders, members, or employees will be liable or have any responsibility for any loss or damage due to failure or interruption of this site or resulting from an act or omission making data contained within this site unavailable.

This site may provide links to other web sites. Third parties, over whom LBT WEALTH MANAGEMENT, LLC exercises no control, maintain these web sites. LBT WEALTH MANAGEMENT, LLC expressly disclaims any responsibility for the content, accuracy of information, and availability of and/or quality of products, services or software provided by or advertised on any third-party web sites. If you leave this site through a hyperlink, or any other means, you do so at your own risk. LBT WEALTH MANAGEMENT, LLC is not responsible or liable for any content or other materials on or available through such sites or any losses related thereto.

LBT WEALTH MANAGEMENT, LLC’s web site is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law. Accordingly, the publication of LBT WEALTH MANAGEMENT, LLC web site on the Internet should not be construed by any consumer and/or prospective client as a solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Furthermore, the information resulting from the use of tools or other information on this website should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice. The information on this site shall not be considered a solicitation to buy or an offer to sell a security to any person in any jurisdiction where such offering or solicitation would be unlawful under the securities laws of such jurisdiction. LBT WEALTH MANAGEMENT, LLC makes no representations or warranties that this site content is applicable to or appropriate for use in locations outside of the United States.

All content, information, products and services available on or through this site are owned, licensed or controlled by LBT WEALTH MANAGEMENT, LLC or its affiliates. This website is also protected under United States copyright laws. This site is copyright ©2024 LBT WEALTH MANAGEMENT, LLC. All rights reserved. No permission is granted to copy, distribute, modify, post or frame any text, graphics, video, audio, software code, or user interface design or logos. Without the advance written permission of LBT WEALTH MANAGEMENT, LLC you may not sell, copy, publish, “mirror” on any other server, distribute, modify, transfer or reproduce any material contained on this site. Notwithstanding the foregoing, any materials provided by third parties may be subject to additional and/or different terms of use and restrictions that control the use of such materials. Unauthorized use of any material contained on this site may violate copyright laws, trademark laws, trade secret laws, the laws of privacy and publicity, and communications regulations and statutes. Request for consent must be made in writing and should be mailed to LBT WEALTH MANAGEMENT, LLC, 33 Wood Ave. South, Suite 600, Iselin, NJ 08830.

Timeliness of Content and Disclaimers
The information available on this site is reviewed and updated with due diligence on a regular basis, however, information available on this site may become outdated. LBT WEALTH MANAGEMENT, LLC does not assume any liability or guarantee for the timeliness, accuracy and completeness of the information provided herein.  LBT WEALTH MANAGEMENT, LLC makes reasonable efforts to obtain content for this site from sources it believes to be reliable, but makes no representation or warranty that the information available on this site is correct, accurate, complete or reliable. The information on this site is provided for informational purposes only and is subject to change without notice. Nothing contained on this site constitutes investment, legal, tax or other advice nor is it to be relied on in making an investment or any other decision. The investments and strategies discussed on this site may not be suitable for you and you should consult with your personal tax, legal and investment advisers before making any investment decision.

You agree to indemnify and hold harmless LBT WEALTH MANAGEMENT, LLC its subsidiaries, affiliates, members, shareholders, officers, directors, employees, and agents from and against any and all claims, proceedings, liabilities, damages, losses, costs and expenses, including reasonable attorney’s fees and litigation expenses, relating to or arising from your access to or use of this site and any breach by you of these terms and conditions or other improper act or omission by you. Amendment of these terms and conditions may only be made in writing by LBT WEALTH MANAGEMENT, LLC.

LBT WEALTH MANAGEMENT, LLC shall not, in any event, be liable for any direct or indirect, special, incidental or consequential damages, including but not limited to lost profits, trading or other losses, expenses and damages that result from inconvenience, delay or loss of use of this site, arising in connection with use of this site or the products and services available on or through this site, even if LBT WEALTH MANAGEMENT, LLC or its representatives, are advised of the possibility of such damages or losses.

LBT WEALTH MANAGEMENT, LLC is a state registered investment adviser with offices in New Jersey. LBT WEALTH MANAGEMENT, LLC and its representatives are in compliance with the current registration and notice filing requirements imposed upon state registered investment advisers by those states in which LBT WEALTH MANAGEMENT, LLC maintains clients. LBT WEALTH MANAGEMENT, LLC may only transact business in those states in which it is notice filed, or qualifies for an exemption or exclusion from notice filing requirements. Any subsequent, direct communication by LBT WEALTH MANAGEMENT, LLC with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.  Additional information about LBT Wealth Management, LLC is also available on the SEC’s website at